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In addition, customers for this type of strategy can have extreme legal or criminal backgrounds. It is necessary to keep in mind that different service providers use a variety of problem ages on their assured problem policies as low as age 40 or as high as age 80 - funeral insurance cost per month. Some will certainly also use greater stated value, approximately $40,000, and others will certainly permit much better fatality advantage conditions by boosting the rate of interest price with the return of costs or lessening the number of years till a full death advantage is available