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You can be prepared by having your complete medical and prescription background - life insurance instant quote listed prior to you get on your telephone call. The agent working on your application will ask a series of concerns regarding your health background and way of living, so you'll wish to be prepared to answer them as accurately and thoroughly as possible

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Regardless, if you intend to establish the policy, you'll be covered as quickly as you pay your first premium and sign your plan agreement. If you're decreased for prompt coverage, it doesn't mean you're disqualified for any kind of life insurance policy plan. Depending on the reason your application is denied, you might still obtain life insurance policy protection by applying with another company.