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In enhancement, clients for this kind of plan can have serious legal or criminal histories. It is very important to note that various carriers use a range of issue ages on their assured problem policies as reduced as age 40 or as high as age 80 - funeral plan cover. Some will also supply higher stated value, as much as $40,000, and others will permit better death advantage conditions by improving the rate of interest with the return of costs or minimizing the number of years until a complete fatality advantage is available